Zoho Invoice

Zoho Invoice is a free online invoicing tool for small businesses that also supports payment processing via multiple gateways. Merchants can accept credit cards, ACH, and digital wallets, with transactions automatically synced to invoices. Automated payment reminders encourage customers to pay on time, and real-time reporting reveals outstanding balances. Fraud prevention measures and secure data handling protect financial records, while multi-currency functionality suits global clients. Zoho Invoice is ideal for freelancers and startups seeking a no-cost billing solution.