BankPoint

BankPoint is a loan management system that centralizes borrower data, underwriting docs, and post-close servicing details. It supports commercial and consumer loans, including mortgages. A robust collateral tracking module logs real estate valuations, hazard insurance, and lien positions. An integrated credit memo tool helps underwriters summarize borrower risk. Once funded, BankPoint transitions the loan to servicing with amortization schedules, escrow analysis, and delinquency follow-ups. Real-time dashboards highlight upcoming maturities or rate resets. By bridging underwriting, documentation, and servicing, BankPoint suits community banks or credit unions wanting a single platform.