LoanSphere

LoanSphere by Black Knight is a robust platform for mortgage origination and servicing, widely used by banks. It handles underwriting workflows, escrow management, and investor reporting. Real-time integration with credit bureaus and automated underwriting systems speeds approvals. A rules-based engine calculates amortization, late fees, and ARM adjustments. Borrowers can access an online portal for statements, escrow analyses, or payoff requests. LoanSphere also includes advanced compliance checks for CFPB, HMDA, and state regulations. For large-scale mortgage portfolios, LoanSphere is an industry-standard solution ensuring end-to-end visibility.