Musoni

Musoni is a core banking system specializing in microfinance and rural lending, supporting mobile money integrations. It manages client onboarding, loan products, group lending, and accounting. A flexible rules engine calculates interest, penalties, and repayment schedules. Agents can use a mobile app for field collections and borrower data updates. Automated SMS reminders reduce arrears. Musoni’s reporting suite tracks portfolio at risk, disbursement volumes, and operational KPIs, enabling microfinance institutions to scale efficiently while maintaining compliance with regulatory frameworks.