Wave

Wave is a free financial management platform that integrates invoicing, accounting, and optional payment processing. With Wave Payments, businesses accept credit cards, ACH, and contactless methods, while real-time notifications track completed or failed transactions. Fraud checks and PCI compliance safeguard sensitive data, and users can easily generate reports like balance sheets or transaction summaries. Wave’s approachable interface caters to freelancers, solopreneurs, and small teams wanting basic yet secure payment capabilities at a low cost.