Wave

Wave offers free accounting software with an optional payroll service that handles direct deposits, tax forms, and employee management. Suited for freelancers and micro-businesses, the self-service portal lets staff download pay stubs and track vacation. The system integrates with Wave’s invoicing, making it easy to reconcile payroll expenses. While limited in advanced HR features, Wave provides a budget-friendly approach to paying employees and contractors accurately, offering a solid foundation for smaller or startup ventures.